LIFE INSURANCE | DISABILITY INCOME INSURANCE |
LONG-TERM CARE INSURANCE

Click HERE to download "What you need to know about Life Insurance"**

Click HERE to download "What you need to know about Disability Insurance"**
Click HERE to download "What you need to know about Long Term Care Insurance"**

Our "open architecture" platform includes these carriers for Variable Annuities, Life Insurance, Long-Term Care Insurance, and Disability Income Insurance.  We also offer Fixed Annuities*:

This partial list is subject to change at any time and without notice. Each carrier is responsible for their own products and services. 

Variable Annuities and Variable Life Insurance are available by prospectus/offering statement which is available from your representative. Please contact us for complete details and a prospectus or offering statement. You should consider the investment objectives, risk, charges and expenses carefully before investing. This, and other important information is contained in the prospectus/offering statement. You should read the prospectus/offering statement carefully before you invest.

Most insurance policies contain exclusions, limitations, reductions of benefits and terms for keeping them in force. I'll be glad to provide you with costs and complete details.